We welcome you to bank with BNCTL for your investment and savings needs. BNCTL has the largest number of branch network in the country and a wide range of financial products and services designed to meet the needs of the people of Timor Leste whether you are in the urban area, rural area, or whether you reside outside Timor Leste. Save for your children's education, for your old age, and for a rainy day with a suite of our savings products. Our range of credit products are designed to meet the business and investment needs of micro-enterprises, Small and Medium Enterprises (MSMEs) and large businesses in Timor Leste. Our network of nationwide Automatic Teller Machines will provide anytime banking to our customers. Our soon to be introduced Point of Sales services will seamlessly bring together the buyers and sellers of goods and services without having to deal with cash or having to visit a branch. Besides, our mobile phone banking and internet banking that will also be introduced soon will bring our banking services to your home. We will also be introducing international banking services and products that are designed to meet the needs of our business community for their trade with their business partners anywhere, anytime. As the only fully state owned bank we are committed to providing the financial and banking needs of the people of Timor Leste and play a key role in the economic development of our country and the wellbeing of Timorese people. We welcome you once again to BNCTL the Bank you can trust and "grow with".