The BNCTL offers a loan to empower the group of woman in rural and urban areas by funding their productive home industry business activities.
This group of woman consist of 4 - 8 members and each member is required to have a saving in BNCTL as mandatory.
Loan AmountMaximum credit $2,000.00.
Loan Term24 weeks or 6 months.
Interest Rate10% per annual and fixed rate.
Payment PlanWeekly loan payment
Increase your business income
We help you to improve their living conditions including economic growth of the society
Empower woman in rural areas
We support to increase your working capital to purchase goods and materials.
Fund your productivity activities
Get fund to support your business
The loan is to fund the woman in rural areas that has business capacity and productivity.
- Demonstrate good personal character, honesty and accountable.
- Having business experience.
- Have a productive business.
- Always present in the woman group center (weekly)..
- Agree to have joint liability
Terms and Conditions
- Loan Amount
- Maximum $2,000.00.
- Loan Term
- Maximum 24 weeks or 6 months..
- Interest Rate
- 10% per annual (fixed rate).
Late payment interest 12% per annual (1% per month of total loan amount).
- Any valuable asset or sufficient income.
- Payment plan
- Weekly loan payment plan.
- Other cost
- Administration fee and other costs tax are applicable under BNCTL regulations.
Loan request or proposal(include loan amount and financial activities plan).
Photo 3x4 cm size.colored
Document IdentificationCopy of electoral ID (both applicant and spouse).
Loan request formFill-up and complete the loan request form that is prepared by BNCT staff.
Preliminary ReportPreliminary report before conducting the training phase I that is prepared by BNCTL staff)
Customer QuestinarioQuestinario or interview report of customer that is prepared by BNCTL staff
Examination reportGroup Loan Report of phase I or new customer that is prepared by BNCTL staff).
Cost Center Group establishment reportGroup Loan Report of phase I or new customer that is prepared by BNCTL staff).Report of establisment for cost center group that is prepared by BNCTL staff.
InventoryList of business goods and items before loan(inventory).
BOQList of purchasing goods and items (utilization plan).
Asset and Cast Flow ReportList of asset and cast flow.
Field Observation ReportReport of field obvservation regarding to the business group location and address that is prepared by BNCTL staff.