BNCTL
“BNCTL Investment Loans allows you to start investing with a small amount of money. It’s designed to be affordable, flexible, and accessible, making it easier for beginners or those with limited funds to invest and grow their wealth.”
Requirements:
1. Credit proposal/request.
2. 3x4 (1) color photograph.
3. Copy of voter card, BI of company directors and partners.
4. Copy of Bank Account.
5. Valid company profile;
- License authorization to exercise economic activity (SERVE).
- CRC Commercial Registration Certificate (SERVE).
- Certificate of Debts (M. Finance).
- Company charter.- Company structure.
- Company office location map.
6. Feasibility Study applies to investment ≥1M.
7. Construction license from MOP (IMB), environmental license, BOQ and design of the object to be financed.
8. Financial statements of the last 3 years (balance sheet + profit/loss).
9. Year 1 income projection.
10. Guarantee additional.
11. Detailed cost of investment.
12. Self finance 30%.
Benefits:
Low Minimum Investment: Accessible to those with limited funds.
Diversification: Helps spread risk across various assets.
Flexibility: Offers adaptable investment options.
Lower Risk: Generally safer with steady growth.
Ease of Management: Simple to manage and track.
Terms and Conditions:
Maximum 70% of investment capital.
Maximum duration: 20 years.
Maximum interest rate: 7.5% per annum.
Non-revolving.
“BNCTL offers various loan products, including transport loans. These loans are typically designed to help individuals or businesses purchase vehicles, whether for personal use or commercial purposes.”
Requirements:
1. Credit proposal/request.
2. 3x4 (1) color photograph.
3. Copy of voter card, BI of company directors and partners.
4. Copy of Bank Account.
5. Valid company profile;- License authorization to exercise economic activity (SERVE).
- CRC Commercial Registration Certificate (SERVE).
- Certificate of Debts (M. Finance).- Company charter.
- Company structure.
- Company office location map.
6. Feasibility Study applies to investment ≥1M.
7. License from DNTT.
8. Financial statements of the last 3 years (balance sheet + profit/loss).
9. Year 1 income projection.
10. Guarantee additional.
11. Detailed cost of investment.
12. Self finance 30%.
13. Quotation.
Benefits:
Balanced Growth: Provides a mix of growth potential and stability.
Diversification: Allows for investment across a range of assets or sectors.
Moderate Risk: Strikes a balance between higher returns and manageable risk.
Professional Management: Often managed by experts for optimal performance.
Scalability: Suitable for both small and large investments, offering flexibility for scaling.
Terms and Condition:
Loan amount: 70% of the investment value.
Maximum duration: 10 years.
Maximum interest rate: 7.50% per annum.
Guarantee additional.