Sumario

BNCTL oferese emprestimo hodi bele kapasita grupo feto sira iha area rurais no urbanas, no mos halo finansiamentu ba atividade ne'ebé produtivu.

Grupo Feto sira tenke konsiste husi membru 4 - 8 no kada membru sira obrigatorio iha konta iha BNCTL.

Kuantidade Kréditu

Kréditu Maximu $2,000.00.

Termus ba Kréditu

semana 24 ka fulan 6.

Taxa ba Juros

10% kada tinan no taxa fixo.

Planu Pagamentu

Pagamentu Kréditu kada Semana

 

 

Benefisiariu

The Loan is to fund the woman in rural areas that has business capacity and productivity.

Personal Criteria

  • Demonstrate good personal character, honesty and responsability.
  • Having business experience.
  • Have a productive business.
  • Always present in the woman group center (weekly).
  • Agree to have joint liability

Termus No Kodisoens

Kuantia Kréditu
Maximu $2,000.00.
Termu Kréditu
Maximu Semana 24 no Fulan 6
Taxa Juro
10% Kada Tinan * Taxa Fixo.
Penalidade
Tarde iha Pagamentu Juro 12% kada tinan (1% kada fulan husi kuantia total Kréditu).
Garantia
Sasan ruma iha Folin ka reseita ne'ebé sufisiente.
Planu Pagamentu
Planu Pagamentu Kréditu Semanal.
Kustu Seluk
Kustu Administrativa no Kustu seluk ne'ebé aplikavel tuir regulamentu BNCTL nian.

Rekerimentus

  1. Rekeriemtnu Kréditu ka Proposta (Inklui kuantia Kréditu no Planu Atividade Finansial).
  2. Foto Meia-Body (koloridu, medida 3 x 4).
  3. Kopia Kartaun Identifikasaun Ruma (Kartaun Eleitoral / BI / Passaporte) (Ba Rekerente no Konjuge).
  4. Formulariu Rekerimentu Kréditu (Prenxe no Kompleta Formulariu ne'ebé repara husi Funsionariu BNCTL).
  5. Preliminary report before conducting the training phase I (prepared by BNCTL staff).
  6. Questinario or interview report of customer (prepared by BNCTL staff).
  7. Report of examination report of group Kréditu of phase I or new customer (prepared by BNCTL staff).
  8. Report of establisment for cost center group (prepared by BNCTL staff).
  9. List of business goods and items before Kréditu(inventory).
  10. List of purchasing goods and items (utilization plan).
  11. List of asset and cash flow.
  12. Report of field obvservation regarding to the business group place and address.(prepared by BNCTL staff)

Brosura Kreditu

Atu hatene informasaun klaru liu tan kona ba Brosura Kreditu bele Klik iha ne'e