"Buka’e Loan at BNCTL is a form of loan aimed at ‘attending the clients needs, particularly those who urgently needs money but do not have sufficient balance amount with BNCTL to fulfill their need"
Loan AmountMaximum USD 10,000.00
Loan TermsMaximum of 12 months/one year
Interest Rate12% Per Annum.
Payment PlanMonthly Payment
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To finance the client’s urgent need in the short term
- • Employee with permanent contract or with a minimum of 6 (six) month’s contract, subject to renewal.
Terms and Condition
- • Loan amont : A maximum of USD 10,000.00
- • Duration/maturity period : A maximum of 12 months/one year
- • Refund : Principal and loan interest monthly
- • Type : Non-rotating
- • Guarantee : - Applicant’s salary - Credit security (optional)
- • Interest : 10% or 6% if offering 100% cash guaranteeCash 100%
- • Administrative costs : 2% from the credit limit
- • Prosessing costs : USD 10.00 — USD 15.00
- • Penalty : 12% per annum
- • Other costs : Will be determined based on BNCTL’s Board of Director’s Resolution
• Loan/credit form (BNCTL will prepare)
• Color photo to be taken at the Bank
• Copies of identity card: electoral card of the applicant and their spouse (if applicant is married)
• Copy of Bank Account details and the IBAN number (BNCTL will prepare)
• Employment contract from employer
• Cash Flow projection (BNCTL will prepare)
• Guarantee: - Applicant’s salary
- Credit/loan security (optional)
Brochure Buka'e Loan Click here
Form for buka'e loan click here