"commercial credit to provide financial support for small to medium enterprise to help with the cash flow for working capital"
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1. to support Timorese enterprise in contributing to the economic development in Timor-Leste.
1. Poses good character, honest and responsible
2. Have a current profitable business and is viable (with long-term perspective)
3. Have available valid business liscence from SERVE
4. Have work experiences.
- 1 copy of color passport size photo (3x4)
- Electoral copy for the applicant and spause (for married person)
- Copy of applicant’s Bank Account
- Business liscence
- List of available business assets
- List of assets to be procured or purchased with the credit
- Financial report (balance + profit/loss)
- Present additional guarantee.
TERMS AND CONDITIONS
- limited, dependant on various business factors
- maximum 3 years (36 months)
- interest is competitive between 8% to 14% based on the client’s registry and guarantee for the credit
- guarantee amount that is valuable and sufficient
- 12% for late payment per annum.
- administrative costs and other costs based on the available fee list from BNCTL