"Credit that offers for rural and urban poor, especially for women who are already members of a financial group conducting productive activities"

This group of woman consist of 4 - 8 members and each member is required to have a saving in BNCTL as mandatory.

  Loan Amount

Maximum credit $2,000.00.

  Loan Term

Maximum 12 months / per year

  Interest Rate

7.50% per annual (fixed rate)

  Payment Plan

Weekly payment


The loan is to fund woman in rural areas that has business capacity and productivity.

Personal Criteria

  • Demonstrate good personal character, honesty, and accountability.
  • Having business experience.
  • Have a productive business.
  • Always present in the woman's group center (weekly).
  • Agree to have joint liability.

Terms and Conditions

Loan Amount
Maximum $2,000.00.
Loan Term
Maximum 12 months / per year
Interest Rate
7.50% per annual (fixed rate).
Late payment interest is 12% per annual (1% per month of the total loan amount).
Any valuable asset or sufficient income payment
Payment plan
Weekly loan payment plan
Other cost
Administration fees and other costs tax are applicable under BNCTL regulations.


  • 1 copy of a color passport-size photo (3x4)
  • Electoral copy for the applicant and spouse (for married person)
  • Copy of applicant’s Bank Account
  • Meeting report before conducting mandatory training for members (applicable for new clients)
  • Test report for the group (applicable for a new client)
  • Group establishment report
  • Group member interview report
  • List of available business assets
  • List of assets to be procured or purchased with the credit
  • Present additional guarantee

"common solution to complete family’s needs”

 Brochure of Credit Click Here.