Account Maintenance Fee Charge

 

Bank Account Type

Actual Price List/Presariu Atual BDR No.08, Series of 2021

Additional Conditions/Condições Adicionais
Saving Account/Conta Poupança US$0.50 per month/por mês  Excluding Government Accounts/Excluindo as Contas do Governo/Exklui Konta Governu nian
Demand Deposit Account/Conta Corrente US$1.00 (per month/por mês
Saving Account/Conta Poupança Asu’Wain 

US$0.50 (per month/por mês)

Applying for Depozitu Asu’wain as new product/Aplicando-se a Deposito Asu’wain como novo produto/Aplika ba Deposito Asu’wain hanesan produto foun.

Student Savings Account/Konta Depósito Estudante

US$0.10 (per month/por mês)

Applying for Student Savings Account as new product/Aplicando-se a konta Deposito Estudante como novo produto/Aplika ba konta estudante hanesan produtu foun. 

Government Account

US$0.50 (per month/por mês)

BNCTL offering interest 0.15% p.a. for the average minimum balance of US$50,000 and monthly account maintenance fee US$0.50 per month.      

Account Closing Fee

Bank Account Type Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional Conditions
Passbook Saving Account/Conta poupança caderneta

US$2.50

 

Excluding Hau nia futuru account and  Gov. accounts  (Acc.1002-xxx)/ Excluindo o conta do Hau nia futuru e o Contas do Governo/Exklui Konta Hau nia futuru no Konta Governu nian.

Elderly Saving Account/Conta poupança de Idosos e Bolsa da mâe

US$2.00

Emigrant Saving Account/Conta Poupança Emigrante

US$5.00

Current Account/conta corrente

US$10.00

Current Account for Community Group

US$5.00

Depozitu Asu’wain 

US$5.00

 Applying for Depozitu Asu’wain & Bolsa da Mãe as new product/Aplicando-se a Deposito Asu’wain e Bolsa da Mãe como novo produto. 
Subsidiu Bolsa da Mãe  US$2.00

Bank Account Transfer Fee

Transfer Type Amendment Additional Conditions
Transfer Between Bank Account US$1.00 per transaction

Except:

Account with similar account holder.

"HAU NIA FUTURU" Saving / Deposit

Previous Price List 2015 Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional Conditions
100 - 200 coins = US$5 Up to US$1,0000 will be not charge  
201 - 500 coins = US$10

> US$1,000.00 - US$3,000.00 = US$10.00

 
More than 500 coins = US$15 >US$3,000.00  -US$5,000.00 = US$15.00  
  > US$5,000.00 = US$25.00  

ATM Card Annual Fee/Taxa Emisão do Cartão ATM

Product/service (Produto/Serviço)

Actual Price List/Presariu Atual BDR No.08, Series of 2021

Additional conditions /Condições Adicionais
ATM Card Annual Fee/Taxa Emisão do Cartão ATM

US$4.00 per issuance/por cada emisão

 

Applying for new issuance of BNCTL ATM card (no annual fee to be applied).

ATM card issuance fee /Taxa Emisão do  Cartão ATM US$2.00 per issuance/por cada emisão Reissuance caused of losses, broken etc. of BNCTL ATM card (no annual fee to be applied) 
ATM withdrawal fee/Taxa de retirada do ATM US$0.15 per transaction/por cada transação Applying for BNCTL ATM withdrawal

P24 ATM card annual fee/Taxa Emisão do Cartão ATM P24

Product/service (Produto/Serviço) Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais
P24 ATM card annual fee/Taxa Emisão do Cartão ATM P24

US$4.00 per issuance/por cada emisão

Applying for new issuance of P24 ATM card (no annual fee to be applied)

 
P24 ATM card annual fee/Taxa Emisão do Cartão ATM P24

US$2.00 per issuance/por cada emisão

Reissuance caused of losses, broken etc. of P24 ATM card (no annual fee to be applied)
P24 ATM withdrawal fee/Taxa de retirada do ATM P24 US$0.25 per transaction/por cada transação Applying for P24 ATM withdrawal
ATM balance inquiry/Consulta de saldo do ATM P24 US$0.15 per inquiry/por cada consultação  
Change PIN number/Alterar número de PIN P24 US$0.15 per changes/por cada alteração  
Withdrawal at cash counter/Levantamento no balcão

US$0.50 per transaction/ por cada transação 

 Only applying for saving account /Aplicando apenas para contas de poupansa/Aplika deit ba Konta Poupansa.
Withdrawal of 50/100 USD notes at the branch  ≥$100 will be charged 1%  (Max.$5)  Applying for every withdrawal

ATM Transfer Fee

ATM Account transfer

Actual Price List/Presariu Atual BDR No.08, Series of 2021

Additional conditions /Condições Adicionais
Account to Account transfer through ATM    

ATM BNCTL

US$0.25 per transaction/por transação  

P24

 US$0.15 per transaction/por transação  
Type Amendment Additional Conditions
ATM Withdrawal Fee US$0.15 per transaction  
Withdrawal at cash Counter US$0.50 per transaction Only applying for saving account.
Product/service (Produto/Serviço) Additional conditions /Condições Adicionais
Online service fee/Comissão de Serviço de linha/rede (Inter Branch)  
Product/service (Produto/Serviço) Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais
Within 6 months

US$25.00 (per sheet/cada folha)

 
Exceeding 6 months but within 8 years

US$50.00 (per sheet/cada folha)

 
Reson Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais
Insufficient funds/Insuficiência de fundos

US$50.00

 
Other reasons/Outro motivos

US$15.00

 
Cancelation of checks for any reason by written request from the issuer

US$20.00

 
Cheque presented at clearing house (BCTL)

$5.00

 
Bank Statement/Extrato de conta Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais
Monthly (1 per month/1 pormês)

For free

 Excluding Government account/ Excluindo Contas do Governo/Exklui Konta Governu nian. Bank is obliged to send Bank Statement to the customer every month/ Banco é obrigado a enviar extrato bancário ao cliente todos os meses/Banko iha obrigasaun hodi manda Estrato Bankária ba Kliente kada fulan.  
Last 3 months /Ultimo 3 messes

US$1.00 (per sheet/cada folha)

More than 3 months /Mais de 3 messes US$2.50 (per sheet/cada folha)
Issuance of various kind of Statements/ Declarações diversas

US$50.00

 Example: Statement of balance, Indebtedness statement, Account Authentication, etc. (Unless requested by the Court and Central Bank). Exemplo: Declaração de saldo, declaração de endividamento, autenticação de conta, etc. (a menos que solicitado pelo Tribunal e pelo Banco Central) Exemplu: Deklarasaun ba Saldo/balanso, deklarasaun dividas, deklarasaun autentikus, i seluk2 tan (no mos pedido husi Tribunal ho BCTL). 
Bank Confirmation US$100.00
Check book request/Requisição livro de cheque US$15.00/25 pages  

Swift

Local
Transfer Type Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais

Incoming transfer of salary & wages and others through R-TiMOR/Clearing Session

US$0.50 per account/por cada conta

Applying for all incoming transfer except subsidies Bolsa de Mãe/Aplicando para todas as transferências recebidas excepto subsidio Bolsa de Mãe.

Outgoing transfer (Transfer through RTGS)

≤US$1,000.00 = US$5.00 per account

>US$1,000.00 = 1% of amount per account (max. US$15.00)

 

Transfer of Government Revenue to CFET account (Ministry of Finance)

US$2.00 per Account

 

Applying for all Government Revenue Accounts.

Other fees for Government Revenues based on a joint contract between the Government and BNCTL will be applied.

Aplicando para todas as contas de receita do Governo.

Outras taxas para as Receitas do Governo baseadas num contrato conjunto entre o Governo e a BNCTL serão aplicadas.

Aplika ba kontas reseitas Governu nian.

Reseitas sira seluk ba imposto Governo  bazeia ba kontrato kooperasaun entre Governu ho BNCTL ne’ebé sei aplikavel.

International
Transfer Type Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais
Incoming transfer 

US$5.00 for any amount

Applying for any amount.

 

Incoming transfer to the account held at the other banks

1%, Max $25.00

 

Applying for incoming transfer from overseas to the customer which is held account with another banks in Timor Leste.

Aplicando pelo transferências recebidas ao estrangeiro para o cliente que manter contas em outros banco em Timor Leste.

Aplika ba transferensia tama husi estranjeiru ba kliente sira ne’ebe manten konta  iha banku seluk iha Timor Leste.

Outgoing transfer

Fee transfer charge SWIFT:

US$1,000.00 = US$5.00

> US$1,000.00 – US$5,000.00 = US$10.00

> US$5,000.00 – US$10,000.00 = US$15.00

> US$10,000.00 – US$25,000.00 = US$25.00

> US$25,000.00 = US$35.00 
 

Non-swift

Transfer Type Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais
Transfer “BRI Fast” 

Client transfer:

Fee charge US$4.00 (for any amount)

 

Non-Client transfer:

Fee charge US$7.00 (for any amount)

Maximum Transfer amount/Quantidade máxima de transferência/ Kuantidade Maxima Transferensia: BRI US$2,000.00

 

Non-BRI US$1,500.00

Other

Transfer Type Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais
Correspondent fee/taxa Correspondente 

US$15.00 per transaction/por cada transação

 Except for BCP Millenium Portugal and BCA Indonesia as BNCTL Correspondent Bank/Excepto o BCP Millenium Portugal e BCA Indonesia como o Banco Corespondente do BNCTL. 
Transfer Cancellation Fee

US$5.00 per cancellation/por cada cancelamento

Product/service (Produto/Serviço) Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais
Open LC up to US$500,000.00  0.225%  
Open LC > US$500,000.00 0.125%  
Cancellation of LC

US$20.00

 
Advice LC

US$10.00

 
Amendment LC US$25.00  
Charge SWIFT Message US$75.00  
Transmission of document fee by customer request US$5.00  
Transfer among BNCTL’s account/Transfêrensia entre conta BNCTL

US$1.00 per transaction

Except /Excepto:

  • Account with the same owner/Conta com o mesmo titular/Konta ho nain hanesan.
 Future Saving Account/Conta Poupanca para Futuro/Konta Hau Nia Futuro.

Bid Security/Garantia para Concurso

Fee for urgent matters within 24 hours will be charged US$100.00 

Less than 24 hours will be charged US$175.00.

 

Amount Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais
Up to US$4,999.00

US$20.00/Month

Taxa para os assuntos urgentes dentro de 24 horas será cobrada de US$100.00. Menus de 24 horas US$175.00. 

Karegamentu ba assuntus urgenti ho tempu oras 24 sei kobra US$100.00. Menus husi oras 24 US$175.00.

 

15% for cash collateral.

 

15% Garantia em numerário 

    
US$5,000.00 – US$49,999.00 

0.40%/Month

US$50,000.00 – US$99,999.00  0.45%/Month  
US$100,000.00 – US$499,999.00   

0.60/Month

US$500,000.00 – US$999,999.00   0.95%/Month 
≥US$1,000,000.00   

1.75%/Month

Other type of Bank Guarantee/Outros tipos de Garantia

Fee for urgent matters within 24 hours will be charged US$100.00 

Less than 24 hours will be charged US$175.00.

Product/service (Produto/Serviço) Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais
Up to US$9,999.00 $15.00 per month

(Taxa para os assuntos urgentes dentro de 24 horas será cobrada de US$100.00. Menus de 24 horas US$175.00)

 

Karegamentu ba assuntus urgenti ho tempu oras 24 sei kobra US$100.00. Menus husi oras 24 US$175.00.

 

 

100% for cash collateral.

Garantia 100% em numerário.

US$10,000.00 – US$49,999.00 

0.15%/Month

 
US$50,000.00 – US$99,999.00 

0.13%/Month

 
US$100,000.00 – US$499,999.00   

0.11%/Month

US$500,000.00 – US$999,999.00 

0.09%/Month

 
≥US$1,000,000.00  0.07%/Month 

Fee for urgent matters within 24 hours will be charged US$100

Product/service (Produto/Serviço) Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais
Without mentioning value/Sem mensionar valor

US$100.00

Fee for urgent matters within 24 hours will be charged US$100 (Taxa para os assuntos urgentes dentro de 24 horas irá cobrar US$100.00) Karegamento ba assuntus urgenti ho tempu 24 horas sei kobra US$ 100.00 
Mention some value/Mensionar algum valor 0.1% (Min. US$250 & Max. US$5,000.00)
Product/service (Produto/Serviço) Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais
Processing of salaries received by list/Processamento salaries por listagem US$0.50 per account/por cada conta Applying for transfer of salary/wages of the workers as per request (excluding subsidies for Elderly).
Standing Instruction

Monthly fee charge for Standing Instruction US$20.00

Execution fees:

Internal Transfer = US$100.00

Outside Transfer = US$200.00

Cancellation = US$100.00

Monthly fee to be charged in advance for the period of contract/Taxa mensal a ser cobrada antecipadamente pelo período do contrato/Kustu kada fulan sei kobra antisipadamente tuir periodo kontrato.

 Outside transfer of SI ‘’International’’ will be charged normal transfer fee based on price list/Transferências SI Emitidas ’’internacionais’’ será cobrada taxa de transferência normal de acordo com preçário.

Standing Order/Ordem Permanente

US$1.00 per transaction

 Except /Excepto:

* Account with the same owner/ Conta com o mesmo titular/Konta ho nain hanesan.

* Future Saving Account/Conta Poupanca para Futuro/Konta Hau Nia Futuro.

Statement of financial capability/Declaração de capacidade financeira  0.1% (Min. US$250 & Max. US$1,500)  
Point of Sales (POS) cash withdrawal  US$1.00 (maximum)  Applying for cash withdrawal at POS terminals with the maximum limit of US$100.00.
Transaction Fee for Government Account US$1.50 (Max.) per transaction To be applied based on a joint contract between the Government and BNCTL/Para ser aplicado com base num contrato conjunto entre o Governo e a BNCTL/Taxa sei aplika tuir kontrato konjunta entre Governo ho BNCTL.
Early Release and cancelation of bank Guarantee/Cancelamento antecipado de Garantia bancária  US$20.00 Release of Bank Guarantee in advance prior to the expiration date as per signed agreement.
Change of Account Domiciliation (Move to other banks)  US$50.00 Applying for customer who is decided to move to another bank 
Payoff loan account in advance US$50.00  Applying for customer who is decided to payoff loan in advance and move to another bank. 
Stopped Cheques Due to the theft or loss US$5.00  Applying based on request. 
Hold the customer Deposit Account US$50.00

Applying based on request.

Customer Deposit on holiday or out of working day

US$100,000 = US$50.00

> US$100,000-US$500,000 = US$85.00

> US$500,000 =US$125.00
 
Product/service (Produto/Serviço) Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais

Group Loan/Kréditu Grupo

2% from limit credit/2% husi limité kréditu

 

Agriculture Loan/Kréditu Agrikultura

2% from limit credit/2% husi limité kréditu

 

Small Investment/Kréditu Investementu Ki’ik

2% from limit credit/2% husi limité kréditu

 

Business Loan/Kréditu Negósiu

 1% from limit credit/1% husi limité kréditu  

Investment Loan/Kréditu Investementu

1% from limit credit/1% husi limité kréditu  

Project Loan/Kréditu Projetu

1% from limit credit/1% husi limité kréditu  

Multipurpose Loan/Kréditu Multiuzu

1% from limit credit/1% husi limité kréditu  

Asuwa’in Loan/Kréditu Asuwa’in

1% from limit credit/1% husi limité kréditu  

Buka’e Loan/Kréditu Buka’e

1% from limit credit/1% husi limité kréditu  
Staff Loan/Kréditu Interna 1% from limit credit/1% husi limité kréditu  
Product/service (Produto/Serviço) Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais

Group Loan/Kréditu Grupo

-

 

 

 

 

 

 

The loan fee process not applicable for Group, Seasonal/agriculture, small investment & Staff loan  products / Kustu prosesa kréditu la aplika ba produtu kréditu Grupu, Sazonal/Agrikultura, Investimentu Kiik no Funsionáriu Internu.

 

 

 

 

 

      

 

 

 

Seasonal or Agriculture Loan/Kréditu Agrikultura

-

Small Investment Loan/Kréditu Investementu Ki’ik

-

Business Loan/Kréditu Negósiu

 1% from limit credit/1% husi limité kréditu

Investment Loan/ Kréditu Investementu

1% from limit credit/1% husi limité kréditu

Project Loan/Kréditu Projetu

1% from limit credit/1% husi limité kréditu

Multipurpose Loan/Kréditu Multiuzu

1% from limit credit/1% husi limité kréditu

Asuwa’in Loan/Kréditu Asuwa’in

1% from limit credit/1% husi limité kréditu

Buka’e Loan/Kréditu Buka’e

1% from limit credit/1% husi limité kréditu
Staff Loan/Kréditu Interna -
Product/service (Produto/Serviço) Actual Price List/Presariu Atual BDR No.08, Series of 2021 Additional conditions /Condições Adicionais

Dili Area / Area Dili

US$ 100.00

 

 

 

Applicable only Business, Project and Investment Loan Products and will charge based on the step (phase) of loan disbursement proposal and areas for monitoring / Aplika ba produtu kréditu Negósiu, Projetu & Investimentu no sei kobra  bazeia proposta dezembolsa fazeadamente no area ne’ebé monitoriza ba.  

 

  

 

 

Out of Dili / Fora husi Dili 

    

<100 Km

US$ 100.00

>100 Km

US$ 200.00

Commitment Fees / Kustu Kommitmentu 

0.25% P.A (Applicable for amount not used to product/Aplika ba montante la utiliza) Applicable only for Business Loan, Project Loan and Credit Line/Standby Loan products / Aplika ba produtu kréditu Negósiu, Projetu no Linha de Kréditu/Kréditu preparadu).

Fee Request Processing Urjent/Kustu Pedidu Prosesu Urjenti 

 

US$ 100.00

Applicable only for Consumptive Loan products excluding Staff Loan product / Aplika ba produtu komsumtivu sira esklui produtu kréditu funsionáriu Internu.

NB : To be implemented the fee based on the customer proposal or Head Office notification which category case by case basis / Sei implementa kustu refere bazeia ba proposta kliente ka notifikasaun husi Sede  ne’ebé kategoria kazu por kazu.  
Application Application Early Mobilization Penalty

Term

 
Amount  
≥1,000-99,000 ≥100,000-499,999 ≥500,000 ≥1,000-99,999 ≥100,000-499,999 ≥500,000
  1 Month  0.55%   0.60%   0.65%       
 3 Months  0.60%  0.65%  0.70%      
 6 Months  0.65%  0.70%  0.75%  USD 25.00    USD 50.00   USD 100.00
 9 Months  0.70%  0.75%  0.80%
 12 Months  1.05%  1.20%  1.30%
 24 Months 1.15%  1.25%  1.40%      
 36 Months 1.30% 1.40% 1.60%