Account Maintenance Fee Charge
| Bank Account Type |
Actual Price List/Presariu Atual BDR No.08, Series of 2021 |
Additional Conditions/Condições Adicionais |
|---|---|---|
| Saving Account/Conta Poupança | US$0.50 per month/por mês | Excluding Government Accounts/Excluindo as Contas do Governo/Exklui Konta Governu nian |
| Demand Deposit Account/Conta Corrente | US$1.00 (per month/por mês | |
| Saving Account/Conta Poupança Asu’Wain |
US$0.50 (per month/por mês) |
Applying for Depozitu Asu’wain as new product/Aplicando-se a Deposito Asu’wain como novo produto/Aplika ba Deposito Asu’wain hanesan produto foun. |
|
Student Savings Account/Konta Depósito Estudante |
US$0.10 (per month/por mês) |
Applying for Student Savings Account as new product/Aplicando-se a konta Deposito Estudante como novo produto/Aplika ba konta estudante hanesan produtu foun. |
|
Government Account |
US$0.50 (per month/por mês) |
BNCTL offering interest 0.15% p.a. for the average minimum balance of US$50,000 and monthly account maintenance fee US$0.50 per month. |
Account Closing Fee
| Bank Account Type | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional Conditions |
|---|---|---|
| Passbook Saving Account/Conta poupança caderneta |
US$2.50 |
Excluding Hau nia futuru account and Gov. accounts (Acc.1002-xxx)/ Excluindo o conta do Hau nia futuru e o Contas do Governo/Exklui Konta Hau nia futuru no Konta Governu nian. |
| Elderly Saving Account/Conta poupança de Idosos e Bolsa da mâe |
US$2.00 |
|
| Emigrant Saving Account/Conta Poupança Emigrante |
US$5.00 |
|
| Current Account/conta corrente |
US$10.00 |
|
| Current Account for Community Group |
US$5.00 |
|
| Depozitu Asu’wain |
US$5.00 |
Applying for Depozitu Asu’wain & Bolsa da Mãe as new product/Aplicando-se a Deposito Asu’wain e Bolsa da Mãe como novo produto. |
| Subsidiu Bolsa da Mãe | US$2.00 |
Bank Account Transfer Fee
| Transfer Type | Amendment | Additional Conditions |
|---|---|---|
| Transfer Between Bank Account | US$1.00 per transaction |
Except: Account with similar account holder. "HAU NIA FUTURU" Saving / Deposit |
| Previous Price List 2015 | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional Conditions |
|---|---|---|
| 100 - 200 coins = US$5 | Up to US$1,0000 will be not charge | |
| 201 - 500 coins = US$10 |
> US$1,000.00 - US$3,000.00 = US$10.00 |
|
| More than 500 coins = US$15 | >US$3,000.00 -US$5,000.00 = US$15.00 | |
| > US$5,000.00 = US$25.00 |
ATM Card Annual Fee/Taxa Emisão do Cartão ATM
| Product/service (Produto/Serviço) |
Actual Price List/Presariu Atual BDR No.08, Series of 2021 |
Additional conditions /Condições Adicionais |
|---|---|---|
| ATM Card Annual Fee/Taxa Emisão do Cartão ATM |
US$4.00 per issuance/por cada emisão |
Applying for new issuance of BNCTL ATM card (no annual fee to be applied). |
| ATM card issuance fee /Taxa Emisão do Cartão ATM | US$2.00 per issuance/por cada emisão | Reissuance caused of losses, broken etc. of BNCTL ATM card (no annual fee to be applied) |
| ATM withdrawal fee/Taxa de retirada do ATM | US$0.15 per transaction/por cada transação | Applying for BNCTL ATM withdrawal |
P24 ATM card annual fee/Taxa Emisão do Cartão ATM P24
| Product/service (Produto/Serviço) | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
| P24 ATM card annual fee/Taxa Emisão do Cartão ATM P24 |
US$4.00 per issuance/por cada emisão |
Applying for new issuance of P24 ATM card (no annual fee to be applied) |
| P24 ATM card annual fee/Taxa Emisão do Cartão ATM P24 |
US$2.00 per issuance/por cada emisão |
Reissuance caused of losses, broken etc. of P24 ATM card (no annual fee to be applied) |
| P24 ATM withdrawal fee/Taxa de retirada do ATM P24 | US$0.25 per transaction/por cada transação | Applying for P24 ATM withdrawal |
| ATM balance inquiry/Consulta de saldo do ATM P24 | US$0.15 per inquiry/por cada consultação | |
| Change PIN number/Alterar número de PIN P24 | US$0.15 per changes/por cada alteração | |
| Withdrawal at cash counter/Levantamento no balcão |
US$0.50 per transaction/ por cada transação |
Only applying for saving account /Aplicando apenas para contas de poupansa/Aplika deit ba Konta Poupansa. |
| Withdrawal of 50/100 USD notes at the branch | ≥$100 will be charged 1% (Max.$5) | Applying for every withdrawal |
ATM Transfer Fee
|
ATM Account transfer |
Actual Price List/Presariu Atual BDR No.08, Series of 2021 |
Additional conditions /Condições Adicionais |
|---|---|---|
| Account to Account transfer through ATM | ||
|
ATM BNCTL |
US$0.25 per transaction/por transação | |
|
P24 |
US$0.15 per transaction/por transação |
| Type | Amendment | Additional Conditions |
|---|---|---|
| ATM Withdrawal Fee | US$0.15 per transaction | |
| Withdrawal at cash Counter | US$0.50 per transaction | Only applying for saving account. |
| Product/service (Produto/Serviço) | Additional conditions /Condições Adicionais |
|---|---|
| Online service fee/Comissão de Serviço de linha/rede (Inter Branch) |
| Product/service (Produto/Serviço) | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
| Within 6 months |
US$25.00 (per sheet/cada folha) |
|
| Exceeding 6 months but within 8 years |
US$50.00 (per sheet/cada folha) |
| Reson | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
| Insufficient funds/Insuficiência de fundos |
US$50.00 |
|
| Other reasons/Outro motivos |
US$15.00 |
|
| Cancelation of checks for any reason by written request from the issuer |
US$20.00 |
|
| Cheque presented at clearing house (BCTL) |
$5.00 |
| Bank Statement/Extrato de conta | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
| Monthly (1 per month/1 pormês) |
For free |
Excluding Government account/ Excluindo Contas do Governo/Exklui Konta Governu nian. Bank is obliged to send Bank Statement to the customer every month/ Banco é obrigado a enviar extrato bancário ao cliente todos os meses/Banko iha obrigasaun hodi manda Estrato Bankária ba Kliente kada fulan. |
| Last 3 months /Ultimo 3 messes |
US$1.00 (per sheet/cada folha) |
|
| More than 3 months /Mais de 3 messes | US$2.50 (per sheet/cada folha) | |
| Issuance of various kind of Statements/ Declarações diversas |
US$50.00 |
Example: Statement of balance, Indebtedness statement, Account Authentication, etc. (Unless requested by the Court and Central Bank). Exemplo: Declaração de saldo, declaração de endividamento, autenticação de conta, etc. (a menos que solicitado pelo Tribunal e pelo Banco Central) Exemplu: Deklarasaun ba Saldo/balanso, deklarasaun dividas, deklarasaun autentikus, i seluk2 tan (no mos pedido husi Tribunal ho BCTL). |
| Bank Confirmation | US$100.00 | |
| Check book request/Requisição livro de cheque | US$15.00/25 pages |
Swift
| Transfer Type | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
|
Incoming transfer of salary & wages and others through R-TiMOR/Clearing Session |
US$0.50 per account/por cada conta |
Applying for all incoming transfer except subsidies Bolsa de Mãe/Aplicando para todas as transferências recebidas excepto subsidio Bolsa de Mãe. |
| Outgoing transfer (Transfer through RTGS) |
≤US$1,000.00 = US$5.00 per account >US$1,000.00 = 1% of amount per account (max. US$15.00) |
|
|
Transfer of Government Revenue to CFET account (Ministry of Finance) |
US$2.00 per Account |
Applying for all Government Revenue Accounts. Other fees for Government Revenues based on a joint contract between the Government and BNCTL will be applied. Aplicando para todas as contas de receita do Governo. Outras taxas para as Receitas do Governo baseadas num contrato conjunto entre o Governo e a BNCTL serão aplicadas. Aplika ba kontas reseitas Governu nian. Reseitas sira seluk ba imposto Governo bazeia ba kontrato kooperasaun entre Governu ho BNCTL ne’ebé sei aplikavel. |
| Transfer Type | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
| Incoming transfer |
US$5.00 for any amount |
Applying for any amount. |
|
Incoming transfer to the account held at the other banks |
1%, Max $25.00 |
Applying for incoming transfer from overseas to the customer which is held account with another banks in Timor Leste. Aplicando pelo transferências recebidas ao estrangeiro para o cliente que manter contas em outros banco em Timor Leste. Aplika ba transferensia tama husi estranjeiru ba kliente sira ne’ebe manten konta iha banku seluk iha Timor Leste. |
| Outgoing transfer |
Fee transfer charge SWIFT: ≤ US$1,000.00 = US$5.00 > US$1,000.00 – US$5,000.00 = US$10.00 > US$5,000.00 – US$10,000.00 = US$15.00 > US$10,000.00 – US$25,000.00 = US$25.00 > US$25,000.00 = US$35.00 |
Non-swift
| Transfer Type | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
| Transfer “BRI Fast” |
Client transfer: Fee charge US$4.00 (for any amount)
Non-Client transfer: Fee charge US$7.00 (for any amount) |
Maximum Transfer amount/Quantidade máxima de transferência/ Kuantidade Maxima Transferensia: BRI US$2,000.00
Non-BRI US$1,500.00 |
Other
| Transfer Type | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
| Correspondent fee/taxa Correspondente |
US$15.00 per transaction/por cada transação |
Except for BCP Millenium Portugal and BCA Indonesia as BNCTL Correspondent Bank/Excepto o BCP Millenium Portugal e BCA Indonesia como o Banco Corespondente do BNCTL. |
| Transfer Cancellation Fee |
US$5.00 per cancellation/por cada cancelamento |
| Product/service (Produto/Serviço) | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
| Open LC up to US$500,000.00 | 0.225% | |
| Open LC > US$500,000.00 | 0.125% | |
| Cancellation of LC |
US$20.00 |
|
| Advice LC |
US$10.00 |
|
| Amendment LC | US$25.00 | |
| Charge SWIFT Message | US$75.00 | |
| Transmission of document fee by customer request | US$5.00 | |
| Transfer among BNCTL’s account/Transfêrensia entre conta BNCTL |
US$1.00 per transaction |
Except /Excepto:
|
Bid Security/Garantia para Concurso
Fee for urgent matters within 24 hours will be charged US$100.00
Less than 24 hours will be charged US$175.00.
| Amount | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
| Up to US$4,999.00 |
US$20.00/Month |
Taxa para os assuntos urgentes dentro de 24 horas será cobrada de US$100.00. Menus de 24 horas US$175.00. Karegamentu ba assuntus urgenti ho tempu oras 24 sei kobra US$100.00. Menus husi oras 24 US$175.00.
15% for cash collateral.
15% Garantia em numerário |
| US$5,000.00 – US$49,999.00 |
0.40%/Month |
|
| US$50,000.00 – US$99,999.00 | 0.45%/Month | |
| US$100,000.00 – US$499,999.00 |
0.60/Month |
|
| US$500,000.00 – US$999,999.00 | 0.95%/Month | |
| ≥US$1,000,000.00 |
1.75%/Month |
Other type of Bank Guarantee/Outros tipos de Garantia
Fee for urgent matters within 24 hours will be charged US$100.00
Less than 24 hours will be charged US$175.00.
| Product/service (Produto/Serviço) | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
| Up to US$9,999.00 | $15.00 per month |
(Taxa para os assuntos urgentes dentro de 24 horas será cobrada de US$100.00. Menus de 24 horas US$175.00)
Karegamentu ba assuntus urgenti ho tempu oras 24 sei kobra US$100.00. Menus husi oras 24 US$175.00.
100% for cash collateral. Garantia 100% em numerário. |
| US$10,000.00 – US$49,999.00 |
0.15%/Month |
|
| US$50,000.00 – US$99,999.00 |
0.13%/Month |
|
| US$100,000.00 – US$499,999.00 |
0.11%/Month |
|
| US$500,000.00 – US$999,999.00 |
0.09%/Month |
|
| ≥US$1,000,000.00 | 0.07%/Month |
Fee for urgent matters within 24 hours will be charged US$100
| Product/service (Produto/Serviço) | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
| Without mentioning value/Sem mensionar valor |
US$100.00 |
Fee for urgent matters within 24 hours will be charged US$100 (Taxa para os assuntos urgentes dentro de 24 horas irá cobrar US$100.00) Karegamento ba assuntus urgenti ho tempu 24 horas sei kobra US$ 100.00 |
| Mention some value/Mensionar algum valor | 0.1% (Min. US$250 & Max. US$5,000.00) |
| Product/service (Produto/Serviço) | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
| Processing of salaries received by list/Processamento salaries por listagem | US$0.50 per account/por cada conta | Applying for transfer of salary/wages of the workers as per request (excluding subsidies for Elderly). |
| Standing Instruction |
Monthly fee charge for Standing Instruction US$20.00 Execution fees: Internal Transfer = US$100.00 Outside Transfer = US$200.00 Cancellation = US$100.00 |
Monthly fee to be charged in advance for the period of contract/Taxa mensal a ser cobrada antecipadamente pelo período do contrato/Kustu kada fulan sei kobra antisipadamente tuir periodo kontrato. Outside transfer of SI ‘’International’’ will be charged normal transfer fee based on price list/Transferências SI Emitidas ’’internacionais’’ será cobrada taxa de transferência normal de acordo com preçário. |
| Standing Order/Ordem Permanente |
US$1.00 per transaction |
Except /Excepto:
* Account with the same owner/ Conta com o mesmo titular/Konta ho nain hanesan. * Future Saving Account/Conta Poupanca para Futuro/Konta Hau Nia Futuro. |
| Statement of financial capability/Declaração de capacidade financeira | 0.1% (Min. US$250 & Max. US$1,500) | |
| Point of Sales (POS) cash withdrawal | US$1.00 (maximum) | Applying for cash withdrawal at POS terminals with the maximum limit of US$100.00. |
| Transaction Fee for Government Account | US$1.50 (Max.) per transaction | To be applied based on a joint contract between the Government and BNCTL/Para ser aplicado com base num contrato conjunto entre o Governo e a BNCTL/Taxa sei aplika tuir kontrato konjunta entre Governo ho BNCTL. |
| Early Release and cancelation of bank Guarantee/Cancelamento antecipado de Garantia bancária | US$20.00 | Release of Bank Guarantee in advance prior to the expiration date as per signed agreement. |
| Change of Account Domiciliation (Move to other banks) | US$50.00 | Applying for customer who is decided to move to another bank |
| Payoff loan account in advance | US$50.00 | Applying for customer who is decided to payoff loan in advance and move to another bank. |
| Stopped Cheques Due to the theft or loss | US$5.00 | Applying based on request. |
| Hold the customer Deposit Account | US$50.00 |
Applying based on request. |
|
Customer Deposit on holiday or out of working day |
≤ US$100,000 = US$50.00 > US$100,000-US$500,000 = US$85.00 > US$500,000 =US$125.00 |
| Product/service (Produto/Serviço) | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
|
Group Loan/Kréditu Grupo |
2% from limit credit/2% husi limité kréditu |
|
|
Agriculture Loan/Kréditu Agrikultura |
2% from limit credit/2% husi limité kréditu |
|
|
Small Investment/Kréditu Investementu Ki’ik |
2% from limit credit/2% husi limité kréditu |
|
|
Business Loan/Kréditu Negósiu |
1% from limit credit/1% husi limité kréditu | |
|
Investment Loan/Kréditu Investementu |
1% from limit credit/1% husi limité kréditu | |
|
Project Loan/Kréditu Projetu |
1% from limit credit/1% husi limité kréditu | |
|
Multipurpose Loan/Kréditu Multiuzu |
1% from limit credit/1% husi limité kréditu | |
|
Asuwa’in Loan/Kréditu Asuwa’in |
1% from limit credit/1% husi limité kréditu | |
|
Buka’e Loan/Kréditu Buka’e |
1% from limit credit/1% husi limité kréditu | |
| Staff Loan/Kréditu Interna | 1% from limit credit/1% husi limité kréditu |
| Product/service (Produto/Serviço) | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
|
Group Loan/Kréditu Grupo |
- |
The loan fee process not applicable for Group, Seasonal/agriculture, small investment & Staff loan products / Kustu prosesa kréditu la aplika ba produtu kréditu Grupu, Sazonal/Agrikultura, Investimentu Kiik no Funsionáriu Internu.
|
|
Seasonal or Agriculture Loan/Kréditu Agrikultura |
- |
|
|
Small Investment Loan/Kréditu Investementu Ki’ik |
- |
|
|
Business Loan/Kréditu Negósiu |
1% from limit credit/1% husi limité kréditu | |
|
Investment Loan/ Kréditu Investementu |
1% from limit credit/1% husi limité kréditu | |
|
Project Loan/Kréditu Projetu |
1% from limit credit/1% husi limité kréditu | |
|
Multipurpose Loan/Kréditu Multiuzu |
1% from limit credit/1% husi limité kréditu | |
|
Asuwa’in Loan/Kréditu Asuwa’in |
1% from limit credit/1% husi limité kréditu | |
|
Buka’e Loan/Kréditu Buka’e |
1% from limit credit/1% husi limité kréditu | |
| Staff Loan/Kréditu Interna | - |
| Product/service (Produto/Serviço) | Actual Price List/Presariu Atual BDR No.08, Series of 2021 | Additional conditions /Condições Adicionais |
|---|---|---|
|
Dili Area / Area Dili |
US$ 100.00 |
Applicable only Business, Project and Investment Loan Products and will charge based on the step (phase) of loan disbursement proposal and areas for monitoring / Aplika ba produtu kréditu Negósiu, Projetu & Investimentu no sei kobra bazeia proposta dezembolsa fazeadamente no area ne’ebé monitoriza ba.
|
|
Out of Dili / Fora husi Dili |
||
|
<100 Km |
US$ 100.00 |
|
|
>100 Km |
US$ 200.00 | |
|
Commitment Fees / Kustu Kommitmentu |
0.25% P.A (Applicable for amount not used to product/Aplika ba montante la utiliza) | Applicable only for Business Loan, Project Loan and Credit Line/Standby Loan products / Aplika ba produtu kréditu Negósiu, Projetu no Linha de Kréditu/Kréditu preparadu). |
|
Fee Request Processing Urjent/Kustu Pedidu Prosesu Urjenti |
US$ 100.00 |
Applicable only for Consumptive Loan products excluding Staff Loan product / Aplika ba produtu komsumtivu sira esklui produtu kréditu funsionáriu Internu. NB : To be implemented the fee based on the customer proposal or Head Office notification which category case by case basis / Sei implementa kustu refere bazeia ba proposta kliente ka notifikasaun husi Sede ne’ebé kategoria kazu por kazu. |
| Application | Application | Early Mobilization Penalty | ||||
|---|---|---|---|---|---|---|
|
Term |
Amount | |||||
| ≥1,000-99,000 | ≥100,000-499,999 | ≥500,000 | ≥1,000-99,999 | ≥100,000-499,999 | ≥500,000 | |
| 1 Month | 0.55% | 0.60% | 0.65% | |||
| 3 Months | 0.60% | 0.65% | 0.70% | |||
| 6 Months | 0.65% | 0.70% | 0.75% | USD 25.00 | USD 50.00 | USD 100.00 |
| 9 Months | 0.70% | 0.75% | 0.80% | |||
| 12 Months | 1.05% | 1.20% | 1.30% | |||
| 24 Months | 1.15% | 1.25% | 1.40% | |||
| 36 Months | 1.30% | 1.40% | 1.60% | |||